Syncroni Savings
Personal Business Private Banking International
Syncroni Savings
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Spend smarter, earn more

Cashback rewards, 0% purchase periods, and no foreign transaction fees — cards designed for the way you live today.

  • Up to 3% cashback on eligible purchases
  • 0% on purchases for up to 12 months
  • No foreign transaction fees on any card
  • Instant freeze and unfreeze in the app

Checking eligibility won't affect your credit score.

Features

Cards that reward you

Cashback rewards

Earn up to 3% back on supermarkets, fuel, and everyday spending.

0% intro period

No interest on purchases for up to 12 months from account opening.

No FX fees

Use your card abroad with no foreign transaction charges.

Contactless payments

Tap to pay in stores, or add to Apple Pay and Google Pay.

Virtual card

Use your virtual card instantly while you wait for your physical card.

Fraud protection

24/7 monitoring with zero liability on unauthorised transactions.

How it works

Your card, in minutes

1

Check eligibility

A soft search won't affect your credit score. Takes about 2 minutes.

2

Apply online

Complete your full application — we'll give you a decision right away.

3

Use it instantly

Your virtual card is ready immediately. Physical card arrives in 3–5 days.

Start earning rewards today

Apply for a Syncroni Savings credit card. Subject to status and credit check.